Rhode Island Business Owners Policy

Business InsuranceProtection for your company – so you can get back to business. Serving Warwick, East Greenwich, Cranston, and all of Rhode Island.

The Insurance Center understands the needs of businesses in Rhode Island – you can find our offices in Warwick, and our clients all around RI.

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where The Insurance Center can help.

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About Business Owners Policy Insurance in Rhode Island

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.

Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, The Insurance Center will work with you to find the right combination of business insurance coverage to meet your specific needs.

Rhode Island Business Owners Policy Insurance Coverages

  • Extended liability for additional insureds
  • Debris removal, personal property
  • Tools and equipment
  • Valuable records protection and accounts receivable

In addition to advising you on the right coverage, we provide additional services, such as:

    • Loss Prevention Programs — With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation, or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
    • Quick Claim Response — When you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
    • Competitive Rates — Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

Every business is unique – request a free quote or call us at 401-738-7250 today to find out how to get the best price and value on business owners policy insurance for you.

Get a Quote or call for a quote at 401-738-7250